Congratulations on becoming a new homeowner in Montana! While the process of buying a home can be overwhelming, it is important to remember that there are several things you need to do to ensure that you are fully settled in your new abode. Here's a checklist of things that new Montana homeowners need to get done, including title:
Transfer the title: One of the most important things you need to do as a new homeowner in Montana is to transfer the title of the property to your name. You will need to work with your lender and title company to complete this process.
Change your address: You will need to notify your post office, banks, credit card companies, and any other relevant institutions of your new address. This will ensure that all important documents and bills are sent to the correct location.
Update your driver's license: If you have moved from out of state, you will need to update your driver's license to a Montana license within 60 days of moving. You can do this at your local Montana Department of Motor Vehicles office.
Register to vote: As a Montana homeowner, you are eligible to vote in local and national elections. You can register to vote at your local county election office.
Set up utilities: You will need to contact the utility companies (electric, gas, water) to have services set up in your name. You may also need to arrange for trash and recycling pickup.
Get homeowners insurance: Homeowners insurance is crucial for protecting your investment in your new Montana home. You will need to shop around for the best policy and coverage options for your needs.
Make any necessary repairs or upgrades: Before you move in, it is a good idea to make any necessary repairs or upgrades to your new home. This may include painting, fixing leaky faucets, or installing new light fixtures.
Change the locks: For your safety and security, it is a good idea to change the locks on all exterior doors. This will ensure that you are the only one with access to your new home.
Familiarize yourself with the neighborhood: Take some time to explore your new neighborhood and get to know your neighbors. This will help you feel more comfortable and settled in your new home.
Create a budget: Finally, it is important to create a budget for your new home. This should include monthly mortgage payments, utility bills, and any other expenses associated with owning a home.
Becoming a new homeowner is an exciting time, though there are a lot challenges involved. Trust us, don't get overwhelmed, the ownership is well worth it. Though this is a list you can complete on your own, your real estate agent should be there to assist you in the next steps as well. By completing this checklist, you can ensure that you are fully settled in your new home and ready to enjoy all that Montana has to offer.